While basic insurance in Switzerland covers legally prescribed medical benefits, supplementary insurances offer the option of individually extending and personalizing your insurance cover. These voluntary insurances supplement the basic insurance and cover areas that are important for your personal life situation and health care. HELVETICA OPTIMUM provides comprehensive advice to help you choose the right supplementary insurance from a wide range of options.

What is supplementary insurance?

Supplementary insurance offers benefits that go beyond the scope of compulsory basic insurance. These include, among others:

• Dental treatments: From prophylaxis to braces and dentures.
• Complementary medicine: Coverage of alternative treatment methods such as homeopathy, acupuncture or chiropractic.
• Private or semi-private hospital insurance: These guarantee a free choice of doctor in hospital and access to single or twin rooms.
• Glasses and contact lenses: Contributions to the cost of visual aids.
• Travel insurance abroad: Cover for emergency treatment abroad.

Advantages of supplementary insurance

Extended medical cover

Supplementary insurance extends medical cover to include benefits that are not included in basic insurance. This enables more comprehensive medical care and access to specialized treatments.

Individual health care

Everyone has individual health needs that are not always fully covered by basic insurance. Special health risks and needs can be specifically covered with supplementary insurance.

Comfort and convenience in the event of illness

Supplementary insurance offers significantly greater comfort, particularly in the inpatient sector. The possibility of being accommodated in single or twin rooms and the free choice of doctor or hospital are decisive advantages.

Optimization options for supplementary insurance

Choosing the right package

It is important that the supplementary insurance you choose matches your personal and family needs. HELVETICA OPTIMUM helps you to compare offers and select the optimum package.

Adaptation to life phases

Medical care needs can change over the course of a lifetime. Supplementary insurance should therefore be reviewed regularly and adapted to new life circumstances.

Use possible combinations

Some insurers offer discounts if several supplementary insurance policies are taken out. This can be a cost-effective way of obtaining comprehensive cover.

Conclusion

Supplementary insurance is a valuable addition to basic insurance and enables you to receive individual and comprehensive medical care. They are an investment in your health and well-being, enabling you to live a more carefree life. At HELVETICA OPTIMUM you will find expert advice to help you choose the insurance solutions that best meet your personal needs from the wide range of products on offer. Make sure that you and your family are not just covered by basic insurance, but OPTIMALLY INSURED.