In Switzerland, property and wealth insurance play a central role when it comes to protecting your physical and financial assets. HELVETICA OPTIMUM, your independent insurance broker, offers you access to a wide range of insurance solutions specifically designed to protect your valuable possessions and assets.

Importance of property and asset insurance

Property and asset insurance policies provide protection against financial losses that can result from damage or loss of property. They include a variety of policies that can cover everything from your home and car to personal belongings and business investments.

What do property and asset insurance policies cover?

Household contents insurance

Protects your personal property in your home from damage or loss due to fire, theft, vandalism or natural disasters.

Building insurance

Covers the physical structure of your home or business premises and provides protection against damage caused by external influences such as storms or fire.

Car insurance

Provides protection for your vehicle against accident, theft and other types of damage. This usually includes both third-party liability and comprehensive cover options.

Business and professional liability insurance

Protects companies against financial losses that may arise from third-party claims in the course of business activities.

Additional options and benefits

Many property and asset insurance policies offer additional options and benefits that can be tailored to your individual needs, for example:

• Worldwide protection: Many policies can be designed to provide worldwide protection for certain assets such as jewelry or technical equipment.
• Individual valuables: Special additional cover for valuable or rare objects such as works of art, antiques or collectors' items.
• Business interruption insurance: Provides businesses with protection against loss of income that can result from unforeseen business interruptions.

Choosing the right cover

Choosing the right level of cover and the right insurance policies is crucial to ensure that you and your assets are adequately protected. HELVETICA OPTIMUM will be happy to advise you on the selection of an insurance policy that meets your specific requirements.

Why HELVETICA OPTIMUM?

As an experienced insurance broker, HELVETICA OPTIMUM has access to a wide range of property and asset insurance products. We understand the needs of our customers and offer customized advice and solutions to protect your property in the best possible way.