In Switzerland, motor vehicle insurance is a legal requirement for every vehicle owner. As an independent insurance broker, HELVETICA OPTIMUM offers you access to a wide range of motor vehicle insurance policies tailored to your individual needs and preferences. We help you to find the right insurance that offers you optimum protection and security.

Importance of motor vehicle insurance

Motor vehicle insurance protects you against the financial consequences of damage caused by your vehicle. This includes not only accidents, but also theft, vandalism and other risks that may affect your vehicle.

What does motor vehicle insurance cover?

Liability insurance

Third-party liability insurance is compulsory for all vehicle owners in Switzerland and covers damage that you cause to third parties with your vehicle. This insurance is the minimum legal requirement and protects you against third-party claims.

Comprehensive insurance

Comprehensive insurance is optional and provides cover for damage to your own vehicle. There are two types of comprehensive insurance:

• Partial casco: Covers damage caused by natural events, fire, theft and glass breakage.
• Fully comprehensive cover: Includes all the benefits of partial casco and additionally damage to your own vehicle due to your own accidents or vandalism.

Additional options and benefits

Many motor vehicle insurance policies offer additional options that can be customized as required, for example:

• Passenger accident insurance: Provides cover for people who are in the vehicle during an accident.
• Roadside assistance: Provides assistance in the event of vehicle breakdowns and accidents.
• Cover letter: Extends assistance when traveling abroad.

Choosing the right amount of cover

Choosing the right amount of cover is crucial to ensure that you are adequately protected in the event of a claim. HELVETICA OPTIMUM will be happy to advise you on the selection of an appropriate sum that meets your individual needs.

Why HELVETICA OPTIMUM?

As an independent insurance broker, HELVETICA OPTIMUM has access to the best motor insurance offers on the market. We understand the needs of vehicle owners in Switzerland and offer individually tailored advice to help you find the best insurance solution for your vehicle.